How it works:

1. Add items to your cart.
2. Check out with Shop Pay.
3. Choose the option to pay in installments.

Your first payment is due at checkout. The remaining payments are automatically charged to your card saved on Shop Pay based on the payment plan you choose. Don't worry, you'll get a reminder email before each payment to remind you.

FAQ'S

What is the option to pay in installments on Shop Pay?

When checking out with Shop Pay, you have the option to pay now or later. Paying in installments on Shop Pay allows you to split your purchase amount into four equal. biweekly installment payments with no hidden or late fees. 

Which payment methods are accepted if I use the option to pay in instalments on Shop Pay?

Debit cards are accepted as a payment method for Shop Pay instalments orders.

Is there a limit to how much I can spend on a single Shop Pay Instalments order?

Yes. Eligible payments; £50 - £30,000 GBP in the United Kingdom, including discounts, shipping and taxes.

Can I pre-qualify for a purchase amount before visiting the store?

No. An application for Shop Pay Instalments can only begin at live checkout. 

What if I miss an instalment payment?

There are no late fees for customers who miss a scheduled payments. However, partial payments or late payments might impact your credit score, or your eligibility to use Shop Pay Instalments in the future.

What if I make a return on a purchase made through Shop Pay instalments?

To request a refund, contact the store where you purchased your item. Using their return policy, the store will advise if a return is possible. If a return is possible, then the store will advise how much the refunded amount will be. After your refund is processed, the refund amount will be applied to your original payment method within 3-10 business days and your balance will be updated.

If your refund is less than your total purchase balance, then it might not lower your next payment. Instead, you can expect fewer payments, a smaller final payment, or both.

If your refund is more than your purchase balance, then the difference is returned to your original payment method within 3-10 business days.

If your order is made with interest payments, then the paid interest isn't refunded. When you make payments, the funds are first applied to the accrued unpaid interest and then to the principal. Interest is the cost of borrowing, and isn't refundable.